If you’re hunting for a new home, there’s a good chance you’ll need a mortgage. But as condo developments continuously break ground across the Greater Toronto Area and the housing market continues to sizzle, prices are touching the sky. So it would stand to reason that finding the right mortgage is a sure-fire way to keep costs manageable. Banks can certainly help, but to find the best value, a mortgage broker is the way to go.
“As a broker, we really have a knowledge that surpasses what the agents at the banks understand, because we know the various products that different lenders can provide,” says Beatrice Pitocco, owner of Future Equity Financial.
Pitocco takes a client-focused stance at her boutique-style brokerage, explaining how her team’s flexible nature effortlessly accommodates the schedules of every client, meeting with patrons where and when it’s convenient for them. “Each one of our team members is dedicated to what we do,” says the Vaughan-raised broker. “We do all the shopping; we do all the legwork for the client.”
If the tough economic times have put a strain on your family’s finances, Pitocco encourages homeowners to consider refinancing consolidation. She explains how one client, for example, was able to save over $700 each month, thanks to her team’s thorough examination and meticulous attention to detail. “If you qualify and you’ve got equity in your home, there’s a huge opportunity – I mean huge opportunity – to save an enormous amount of money.” And with so much speculation over the forthcoming corrections to the housing market, now may be a good time to think about your financial future.
But it’s not just residential mortgages that Pitocco and her team expertly handle. Future Equity Financial is one of the few brokerages in the area with the knowledge and experience to facilitate both residential and commercial mortgages. “In terms of construction and commercial loans, there’s very few mortgage agents out there that know how to do commercial developments and construction financing properly,” she says. Her firm is currently working with various small to mid-sized developers to supply required financing at the most competitive rates. From land purchasing to large apartment development, Future Equity Financial is comfortable with any commercial scenario. “We know how to structure these deals, and we’re extremely proficient and efficient at it.”
Since its debut in December 2010, Future Equity Financial has already made great strides. And for Pitocco, building an upstanding brand that adheres to her dedication and customer service standards will ensure they’re in it for the long haul. “It’s important to us to build a long-standing company,” she says. “I always envisioned owning a quality business, and that’s really what I’m working towards.”
www.futureequity.ca
416.908.1734
999 Edgeley Blvd. Unit 6, Vaughan, Ont.
